Depending on the homeowners policy you have, you may be covered for a limited number of perils (such as fire, windstorms or hail) or you may be protected for a more expansive list of perils including those listed plus, for example, water damage caused by appliances or damage to your home from the weight of ice, snow or sleet. Check your policy or call your agent to verify exactly what your policy covers. Earthquake or flood damage insurance generally must be purchased separately. In addition, your homeowners policy will also protect you with liability coverage. |
