Earthquake Insurance: It's not part of your traditional homeowner's policy
While your homeowner's policy may cover many things, it may not include coverage for earthquakes. There's no reason to panic though, like flood insurance, earthquake insurance can be purchased as an addition to your homeowners policy. In general, typical earthquake insurance covers the expenses that come with repair or, in some cases, the replacement of damaged property.
May 17, 2008
Ensuring the Proper Liability Limits with Pets
Your Insurance Company Wants to Know about Fido! It's important to let your insurance company know if you have any pets, and yes, the actual breed of the dog matters. In addition to making sure that your homeowners insurance company knows what type of dog you have, you also want to check with them to make sure you have the proper liability limits...just in case.
May 5, 2008
Choosing a Home Insurance Company
Trying to determine which company to choose for homeowners insurance can be a daunting task. Your best bet is to comparison shop a number of different insurance companies and make sure you understand the fine print before selecting a policy.
April 30, 2008
Factors to Consider when Purchasing Home Insurance
Many factors can have an influence on the price you pay for homeowners insurance. Your homeowners insurance premiums are based on a number of different factors, that when viewed as a whole, determine your risk level and premium amount. Proper knowledge and a little bit of research can add up to big savings in the long run.
April 30, 2008
Understanding Your Homeowner's Insurance Policy
Now is as good a time as ever to take a serious look at your coverage and make sure your limits are accurate and updated. Homeowner's insurance policies contain several different coverage areas, each with different policy limits. To make sure you're properly insured, it's important to review each part of your policy.
April 30, 2008
You May Have Homeowners Insurance, But Are You Covered?
An estimated two-thirds of homeowners across the nation are underinsured. When was the last time you reviewed your policy? Now, if a problem arises down the road, for example, a fire or theft - the coverage you currently have may not be sufficient to replace these items or rebuild your property.
April 30, 2008
