Reward Yourself
There are many ways to save money on homeowners insurance. Most people know about the common ways, but many still may not ask their insurance company if they offer these discounts, get them applied to their policies to lower their rates, or think about sw
April 1, 2009
Floods and your homeowners policy
In recent years, roughly 25% of all flood insurance claims came from areas not considered high risk. Worst of all, most home and business insurance policies don't cover flood losses. Your home has a 26% chance of being damaged by a flood during the course of a 30 year mortgage, compared to a 9% chance of fire.
April 1, 2009
Do I need homeowner's insurance if I rent my home? - Renters Insurance
While you're unable to purchase a homeowner's insurance policy, unless you own the home, Renters Insurance is a great alternative! Similar to homeowner's coverage, renters insurance provides financial protection against the loss or destruction of your pos
July 11, 2008
Making a Homeowners Claim May Raise Your Rate - To Claim or Not to Claim
Knowing when not to make a claim can save you hundreds on your homeowner's coverage. The general rule of thumb when filing a claim is to recognize that your homeowner's premiums will increase as a result of that claim.
June 12, 2008
Earthquake Insurance: It's not part of your traditional homeowner's policy
While your homeowner's policy may cover many things, it may not include coverage for earthquakes. There's no reason to panic though, like flood insurance, earthquake insurance can be purchased as an addition to your homeowners policy. In general, typical earthquake insurance covers the expenses that come with repair or, in some cases, the replacement of damaged property.
May 17, 2008
Ensuring the Proper Liability Limits with Pets
Your Insurance Company Wants to Know about Fido! It's important to let your insurance company know if you have any pets, and yes, the actual breed of the dog matters. In addition to making sure that your homeowners insurance company knows what type of dog you have, you also want to check with them to make sure you have the proper liability limits...just in case.
May 5, 2008
